Episode 182

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Published on:

5th Nov 2025

3 Hidden Traps That Make FIRE Feel Empty | E182 Jordan Grumet

FIRE was never meant to be the finish line. It was supposed to be the launchpad. But somewhere along the way, we started chasing optimization instead of meaning.

In this episode, I sit down with Jordan Grumet (Doc G), author of The Purpose Code and host of the Earn & Invest Podcast, to explore how the FIRE movement can sometimes turn from a tool for freedom into a trap that leaves people feeling empty.

We unpack three hidden pitfalls that can derail your FIRE journey and how to realign money, purpose, and meaning once you’ve “made it.”

Jordan has been a longtime voice in the Financial Independence movement, through his blog, DiverseFI, his book, The Purpose Code, and his podcast, Earn & Invest.

But after a decade in the movement, he started asking some deeper questions:

  • Has FIRE become the destination instead of the launchpad?
  • Are we optimizing our finances at the expense of meaning?
  • And how do we bring purpose back into the FIRE movement?

Key Takeaways:

  • Why FIRE can accidentally make money the goal instead of the tool
  • The trap of “Perfect is the Enemy of Good” in personal finance
  • Endless optimization (Roth timing, iBonds, chasing interest rates) can distract from what truly matters.
  • How optimization can distract us from the hard emotional work
  • Real fulfillment comes from pursuing purpose, not FIRE.
  • What Jordan still loves about the FIRE movement (and what he’s outgrown)
  • How to redefine success beyond spreadsheets and savings rates


Other Episodes You’ll Love:

Is Saving Too Much Holding You Back? | E179 Jesse Cramer

How to Live a FI Life Without the FI Bank Account | E170 Jess from Fioneers

Find Purpose Beyond Financial Independence | E157 Jordan Grumet


Guest Summary:

Jordan Grumet (Doc G) is a physician turned writer, speaker, and host of the Earn & Invest Podcast. His books, Taking Stock and The Purpose Code, explore how to align money, meaning, and legacy. Jordan has been part of the FIRE community since 2014, helping thousands rethink what financial independence really means.

Connect with Jordan:


Connect with Justin:

Email me at Justin@FIMinded.com or connect with me on LinkedIn.


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About the Podcast

FI Minded: Achieve Financial Independence & Have Fun Doing It
Achieve Financial Independence & Have Fun Doing It
Want to achieve Financial Independence (FI) without missing out on life?

FI Minded is the podcast for anyone seeking financial freedom, time freedom, and a work-optional lifestyle — all while enjoying the journey along the way.

Whether you’re at the beginning of your FI journey or already deep into Coast FI or Slow FI, this show gives you practical strategies and insights to reach early retirement and design a life that aligns with your values, purpose, and fulfillment.

Popular topics include:
- FI Optimization Strategies: Actionable advice to reach Financial Independence faster without unnecessary stress.
- Work Optional & Lifestyle Design: How to transition from the corporate grind and build a life of freedom, flexibility, and intentional living.
- Time Freedom & Coast FI: Making the most of your time while still planning for the future, including mini-retirements, travel, and other ways to enjoy your life now.
- Post-FI Identity & Purpose: What to do once you’ve achieved FI, and how to create meaning beyond money.
- Burnout & Balance: Avoid the pitfalls of over-optimization and learn to balance saving for the future with mental health and happiness.

If you want to reach financial independence, design a life that’s purposeful and fun, and avoid burnout along the way, FI Minded is your guide to building a sustainable, fulfilling, and free life.

Some of our past guests include Carl Jensen (1500 Days), Jeremy Schneider (Personal Finance Club), Nick Loper (Side Hustle Show), Andrew Giancola (The Personal Finance Podcast), Jordan Grumet (Earn & Invest), Rachael Camp (Work Optional), Jillian Johnsrud (Retire Often), Sean Mullaney (FI Tax Guy), Jill Sirianni (Frugal Friends), Jackie Cummings-Koski (Catching Up to FI), Joel Larsgaard (How to Money), Cody Garrett (Measure Twice), Jesse Cramer (Personal Finance for Long-Term Investors), Jess (The Fioneers), Chris Hutchins (All The Hacks), Diania Merriam (EconoMe), and many more inspiring voices in the FI space.
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